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Top 4 Reasons You Should Use an Advisor in Medicare

top 4 reasons article

Navigating the complex world of Medicare can feel overwhelming. With so many coverage options and guidelines to consider, it's important to work with a health plan advisor to ensure you make informed decisions.

At RetireMed, we understand that Medicare coverage is not one-size-fits-all. That's why our team of experienced advisors is dedicated to providing personalized guidance to help you find the coverage that meets your unique needs and budget – all at no cost to you.

Here are the top four reasons you should use a health plan advisor to select your Medicare plan.


1. You Save Time

Unless you have a passion for researching the ins and outs of insurance plans (like us), our guess is that you would much rather spend your time doing something you love. Whether you are turning 65 or continuing to work, there are an overwhelming number of health plan options available, and they all differ from each other. Even if you fully understand health insurance, it’s difficult and time-consuming to determine which of the hundreds of health plan options best meets your needs.

It takes even more time to compare these options to understand their minute differences and make sure you don’t enroll in the wrong plan for your needs.

Taking the time to understand how all the plans could work for you is tedious, but it is a key part of optimizing your healthcare costs and benefits. Not only can our advisors do all this legwork for you, but we’re also experts at it and we’re licensed with many of the top health insurance companies in Ohio, Kentucky, Indiana, and Florida. Our extensive knowledge of the healthcare landscape enables us to do the work for you in a fraction of the time.

Gain Medicare clarity in 5-10 minutes with a phone assessment. 

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2. You May Save Money

It can be challenging to determine which Medicare plan will provide the most comprehensive coverage for you at a reasonable cost. A health plan advisor can help you compare plans and find the one that fits your budget. We can even help you compare your employer coverage to Medicare.

It’s important to know that failing to enroll in Medicare when you’re eligible can result in penalties, and choosing the wrong plan can leave you with gaps in coverage that can be expensive to fill. An advisor in Medicare can help you avoid these issues by ensuring that you’re enrolled in the right plan at the right time.

At RetireMed, we assess your individual needs and preferences and conduct research to find the plans that meet your needs at the lowest cost, potentially saving you hundreds or thousands of dollars per year. On top of this, we don’t charge you for the services we provide. We are compensated directly by health insurance companies when we enroll you in any of their plans. Plus, there’s no obligation to enroll in a plan.

Save money through a 5–10 minute phone assessment.

Call 866.330.7448      Schedule a Call

 

3. You Understand Your Plan Options

Medicare has various parts and each one has different benefits, costs, and restrictions. An advisor in Medicare can help you understand the differences between Original Medicare (Part A and Part B only), Medicare Advantage, and Medicare Supplement plans, so you can make an informed decision about which plan (or combination of plans) is right for you.

In addition, while you may not care to know how all insurance plan benefits work, you probably would like to know how yours will work for you. That’s another great reason to have a health plan advisor like RetireMed.

We don’t just recommend a health plan option – we explain why it makes sense for you. We answer all your questions and ensure you know what to expect from your coverage, so you can have peace of mind about the plan you select. When you’ve chosen a plan, your advisor will even help you enroll.

How to Enroll in Medicare Checklist

 

4. You Receive Year-Round Support

Once you enroll in a Medicare plan, it’s important to have an expert you can reach out to when you have questions or need help.

At RetireMed, we provide lifelong support to our clients. We have a dedicated team that advocates on behalf of all clients year-round to ensure their health plan needs are met.

As a RetireMed client, our team of advisors is just an email or phone call away. When you have a question about your plan or run into a tricky billing situation, you can call us, and we will help find a solution. In addition, you will receive communications from us that contain Medicare and plan-related information tailored to your needs.

You’re Not Alone. We’ve Got You Covered.

Understanding Medicare and choosing the right coverage for your personal needs can feel overwhelming, but partnering with a local expert like RetireMed makes this process much smoother and easier. If you’re interested in learning more about our no-cost services, call us or schedule a call.

Call 866.330.7448      Schedule a Call