Enhance Your Coverage
RetireMed offers a suite of additional product offerings so you can tailor your health coverage to best suit your unique needs and lifestyle.
Whether you want to add dental, vision, or hearing benefits, are planning a trip, or looking for extra financial protection, RetireMed is here to help you find stand-alone coverage to complement your health plan.
Hospital Indemnity Insurance
Hospital indemnity insurance is supplementary insurance that helps pay for the cost of inpatient hospital copays. Unlike primary health insurance, which typically covers a portion of medical costs, hospital indemnity insurance offers fixed cash benefits that are paid directly to the policyholder, not the hospital or medical provider.
These benefits can be used to pay for medical bills and personal costs that arise from hospitalization. Hospital indemnity insurance from Guarantee Trust Life can help you feel confident knowing your hospital co-pays will be covered. Premiums are affordable, ranging about $25 - $30 a month. Plus, there is no underwriting for those who are aged 65 to 69. There is also an option to add on cancer insurance with a choice of lump sum benefits.
We can explain how hospital indemnity insurance works, provide you with a quote, and help you enroll.
International Travel Insurance
Do you have plans to take a cruise or travel abroad? If you need medical attention when you’re traveling, it could be difficult to find the right care—and you could face unexpected medical bills.
If you have Original Medicare (Part A and B only), you will pay 100% of the costs of health care received outside the United States or its territories, in most cases. Some Medicare plans include partial emergency coverage while traveling internationally, but it’s a reimbursement benefit and can be complicated to navigate. Marketplace (ACA) plans generally do not cover travel-related expenses or medical care received outside the U.S.
GeoBlue international healthcare coverage helps you access and pay for medical care more easily when you're traveling outside the country. Call us for a quote for your next trip.
Dental Insurance
From preventive care to coverage for comprehensive services, we understand that dental needs may vary, so we can recommend a dental plan that will fit your needs and budget. We partner with both Ameritas and Delta Dental to offer a range of affordable dental plans to complement your Medicare coverage if it does not already include dental benefits. In the Health Insurance Marketplace, you can choose a health plan with or without dental benefits.
If you choose a Marketplace health plan that doesn’t include dental benefits, you can still buy a separate dental plan outside the Marketplace. However, you can only buy a Marketplace dental plan if you're purchasing it at the same time as a Marketplace health plan. Call us to explore your options.
Vision Insurance
Most Medicare Advantage plans include vision coverage as an added benefit—something that Original Medicare (Parts A and B) and Supplement (Medigap) plans do not cover. We partner with Ameritas to offer affordable vision plans to complement your Medicare coverage.
All plans in the Health Insurance Marketplace include vision coverage for children, but only some plans include vision coverage for adults. If your plan doesn’t include adult vision coverage, we can help you find a stand-alone vision plan, just give us a call.
Hearing Benefits
Although Original Medicare and Supplement (Medigap) plans do not cover hearing tests and hearing aids, hearing insurance is available. Medicare Advantage plans typically include some hearing benefits, such as hearing tests and hearing aid discounts. Marketplace (ACA) health plans generally do not include hearing benefits for adults. If you’re interested in hearing insurance, give us a call and we’ll review available plans.
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